Your Work Life Insurance Isn’t a Plan

If your only life insurance is through work, you may have a benefit—but not a complete plan. Employer coverage often ends or decreases when you leave, and one or two times your salary may fall short of protecting a GTA mortgage, childcare costs, debts, and future goals. Your beneficiary may also be outdated if you set it years ago and never revisited it. Start by reviewing the policy details, calculating your family’s financial obligations, and checking who is currently named. Then consider whether personal coverage could help close the gap. A licensed insurance professional can help you compare options and build protection that follows you, not your job.