{"id":30,"date":"2026-09-21T17:00:00","date_gmt":"2026-09-21T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/sharonfinancial-ca\/2026\/09\/21\/financial-moves-for-your-40s\/"},"modified":"2026-09-21T17:00:00","modified_gmt":"2026-09-21T17:00:00","slug":"financial-moves-for-your-40s","status":"publish","type":"post","link":"https:\/\/www.sharonfinancial.ca\/blog\/2026\/09\/21\/financial-moves-for-your-40s\/","title":{"rendered":"Financial Moves for Your 40s"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/sharon-51\/financial-moves-40s-remotion-videos-ddcb\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Build resilience by adding income streams. A side hustle, passive products, or a raise request can help offset layoffs and rapid workplace changes.<br \/>\nTackle high-interest balances first. An advisor said card debt near ~20% should be cleared quickly because dependable investments rarely outperform costs that steep.<br \/>\nCheck retirement progress against salary. Entering your 40s, aim for ~1.5 to 2.5x salary saved; by 49, the guidepost rises to ~3.5 to 6x.<br \/>\nStrengthen your safety net with several mo of expenses, health coverage that fits your needs, and a health savings account for medical costs.<br \/>\nHigher earnings can quietly disappear through lifestyle creep. Automating savings increases and reviewing recurring expenses yearly can keep progress aligned with retirement goals.<br \/>\nAlso update your will, powers of attorney, and beneficiaries after major life changes. If assets are limited, insurance can spare loved ones burial costs.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Build resilience by adding income streams. A side hustle, passive products, or a raise request can help offset layoffs and rapid workplace changes. Tackle high-interest balances first. An advisor said card debt near ~20% should be cleared quickly because dependable investments rarely outperform costs that steep. Check retirement progress against salary. Entering your 40s, aim [&hellip;]<\/p>\n","protected":false},"author":372,"featured_media":67,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-30","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/posts\/30","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/users\/372"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":0,"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/posts\/30\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/media\/67"}],"wp:attachment":[{"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/media?parent=30"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/categories?post=30"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sharonfinancial.ca\/blog\/wp-json\/wp\/v2\/tags?post=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}